August 18, 2025 at 5:30 PM - Budget Workshop

Description:  Administration has received the renewal proposal for property and casualty insurance from La Vernia Insurance Agency. This year, we received quotes from two carriers: PCAT & TPS. The district currently has coverage through PCAT. A brief comparison between the current year and next year’s deductibles and premiums has been included in the following chart:
 

	PCAT 2024-25	PCAT 2025-26	TPS 2025-26
Wind & Hail Deductible:	2% per building; $500,000 minimum per occurrence	2% per building; $500,000 minimum per occurrence	1% per building; $500,000 minimum per occurrence
AOP Deductible:	$10,000	$15,000	$50,000
Cyber Deductible:	$25,000	$25,000	$50,000
Educators’ Legal Liability Deductible:	$10,000	$15,000	$10,000
Total Premium:	$570,984	$496,156	$493,521

We also received a proposal for an optional buydown on the wind and hail deductible with PCAT. The premium on the buydown is $70,066.52 (which would be in addition to the premium in the chart above). This would buydown the deductible to $100,000 per occurrence.

The renewal for workers comp coverage through TPS (our current provider) was also received at an annual premium of $87,907.

Per CH (Local), the Board retains the authority to approve any single expenditure over $75,000. Should the board decide to select the PCAT option, as this would be a multi-year agreement, rather than present the information for action each year, administration would recommend the Board approve the purchase for the entire three-year term.
 

Description:  Board Police BDD (Local) authorizes the Board to retain an attorney or attorneys, as necessary, to serve as the District’s legal counsel and representative in matters requiring legal services. The district is asking authorization from the board to allow the Superintendent to sign the Legal Service Retainer Agreement with Walsh Gallegos Trevino Russo & Kyle legal services for the 2025-2026 school year.